When it comes to auto insurance, our agents at Versatile Insurance Planners serving the San Antonio, TX area are on it. This is because you can lose your license if you are driving without at least an auto liability insurance policy in the state of Texas, but what other types of auto insurance coverage options are available?

Types of Auto Insurance Coverage Options

Auto Liability Insurance

Auto liability insurance coverage will protect you if you are involved in an accident that you cause and someone is injured, or their vehicle is damaged. This type of coverage will help pay for their medical bills and repair or replace their vehicle.

Uninsured and Underinsured Motorist Coverage

You never know when you’re going to have an accident with someone who has no insurance or very little. This is why it’s so important to have uninsured or underinsured motorist coverage. This type of policy will help you repair your vehicle and help pay for your medical bills if you’re involved in a crash that is caused by someone who does not have the right amount of insurance.

Comprehensive and Collision Insurance

No one knows what the future has in store for us. You could wake up tomorrow and see that a tornado or hurricane has completely destroyed your vehicle. Your vehicle can also catch fire or be damaged by an act of vandalism. Comprehensive coverage will help you repair or replace your vehicle if any of these incidents occur or if your vehicle is stolen.

Collision insurance coverage is imperative to have because you never know when you’re going to collide with another vehicle or an inanimate object.

A lender may require both of these types of insurance coverage options if you had to borrow the money to purchase your vehicle.

Contact Versatile Insurance Planners

Our experienced and trustworthy auto insurance agents at Versatile Insurance Planners serving the San Antonio, TX area are ready to assist you with all of your auto insurance needs. Call today for an appointment!