Does Motorcycle Insurance Cover Dirt Bikes?

There are various types of vehicles, and most are covered under the same insurance policy unless used for business operations. However, policies for vehicles like motorcycles can be more complex. For instance, given their similarities and road usage, could your motorcycle insurance cover your dirt bike? This is a complex topic, but the team at Versatile Insurance Planners in San Antonio, TX, is here to help you understand your options regarding motorcycle insurance and its coverage.

Does Motorcycle Insurance Cover Dirt Bikes? In Some Cases, Yes.

So, does motorcycle insurance cover dirt bikes? It can, but not always. For example, if your dirt bike is approved for road use, then a motorcycle insurance policy would cover it. However, if your dirt bike isn’t registered for road use, you can’t cover it with your motorcycle insurance. That said, there is off-road insurance for these specific types of vehicles, so you don’t have to go without coverage. If you get your dirt bike covered by motorcycle insurance, consider whether there are customizations, as your standard policy will not cover these.

Cover Your Motorcycle or Dirt Bike With Versatile Insurance Planners

Whether you have a motorcycle or a dirt bike that needs coverage, finding insurance for these vehicles doesn’t have to be complicated. We’re here to ensure you secure a policy you’re satisfied with. Get started with us at Versatile Insurance Planners in San Antonio, TX, and compare quotes now.